Diamond Buying Tips – How Important is The Diamond Certificate
The issue of diamond certificates is one discussed in dept in many articles, but the significance of this document is in many instances grossly overrated, pushing customers to overspend or make unfavorable choice. I would like to stipulate that this opinion is based on my own experience and clarity on the matter, rather than scientific research or stringent statistics and should be perceived as suggested guidelines and not as sole source of information.
How important really is the diamond report or certificate?
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First point to come in mind is that the certificate is an expert’s assurance that we got what we paid for. The certificate has as much credibility as the company you are buying it from. It must not come from an expert, employed by the selling company or in the form of evaluation, from a rival company, offering you a better deal. If this assurance is to have any weight, it must come from 3rd party, independent expert with the necessary credentials.
Second point is that the certificate is assurance of the investment value of your diamond in future, and this is where the borders are starting to blur. So, is 1. Remember, that when you buy, someone is making a profit. A profit, which your diamond has first to cover with its value growth before you are legible for any profit, and for 1. Although diamonds generally have steady growth due to proper managing of the market, only certain sizes and qualities have reasonable investment merit. Extensive statistics are not the purpose of this article. Are available for those who want to know more. Anything bought with investment in mind, Buy Canadian Diamonds Online (diamonds.backtoglamour.com) should have a reasonable increase in value in time in order to be sold with profit.
The third point of reference is the purpose of the diamond. While the industrial diamonds (natural and synthetic) have plenty of useful applications, the only purpose of the jewelry diamond is to be beautiful. Their beauty lies in their inherent uselessness; this is why Volvos and potatoes are not beautiful”. It makes sense then to choose a diamond for its foremost purpose – its beauty, and for this, your best advisor is your eye. The modern diamond buyer, presented with extensive highly specialized information, is trying hard to single out the best deal, comparing crown angles, pavilion angles and other proportions, often forgetting that he/she is buying a diamond and not a certificate.
Back to the issue of the certificates – if you agree, even partly to the above mentioned three points of reference, you are close to achieving clarity on what the importance of diamond certificate is to you.
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For me, the certificate of pedigree origin (AGS, GIA) is an important issue when it comes to investment quality diamond. No one considered, that may be the expensive one was overpriced because of its certificate origin. If the two stones are graded the same color, clarity and cut, how much of “generosity” in the grading of the one stone will command a price difference of 30%? For anything less, a good origin certificate is a bonus, as long as it does not add up to the price, otherwise EGL or the likes will do perfectly well. The one was GIA and the other EGL certified. With a difference in the price of almost 30% she was still in doubt. Recently I have read a forum discussion, where a woman was asking for an advice in order to make the right choice between two diamonds with seemingly identical characteristics. Different experts pointed out that with such a vast difference there should be something wrong with the cheaper one. Let me put this different way.
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Now, to convert this information into practical advice:
The diamond report is an important document for any diamond over 0.30ct as a document of authenticity, treatment disclosure and for insurance purposes. The credibility of the diamond merchant is more important than the certificate origin and is good to be addressed in respective order. Ask for the price alone and not for the details. Make your first, second and third choice and then ask for the price. Do not expect to be able to sale your diamond for the price you bought it for any time soon, especially if it does not fit in the investment diamond category. I will encourage you to make the following test. Now with the price in mind look at the diamonds again and figure out if the difference in price corresponds to the difference in appearance, remembering that beauty is the sole purpose of this gem. Go to a local jeweler and ask to see few diamonds with similar weight, without knowing the certificate details and price. Try to detach your choice from too many technical details and see if you can choose with your eyes. Only then ask for the certificates and decide for yourself the level of their importance. Bearing this in mind spend your budget on parameters that really counts, like size, color and good make (cut) rather than invisible ones like clarity higher than VS1, Ideal crown angle or pedigree certificate.
If you have to ask, you probably can’t afford it.
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