Why You Should Buy Loose Diamonds – And How They Are Graded And Priced

Just like any other investment, when you are looking to buy loose diamonds, there will be several things you will need to consider, and questions to ask yourself. This information will help to guide you in your choices and inform you what to look for. Firstly ask yourself why you should buy loose diamonds, it could be for a variety of sound reasons:-

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– As an investment?

– As a future gift for a child or loved one?

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– To have a special ring made?

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– For pair of earrings, a bracelet, or a pendant perhaps?

– To set into a pair of cufflinks, tiepin or other male jewellery? To ensure you have well matched diamonds for 2 identical wedding rings. An engagement ring made to your specifications?

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The next thing you will need to consider is your budget. There are many beautiful loose diamonds to choose from in any budget range, so have you budget set and don’t look outside it. Don’t go looking at all the most expensive loose diamonds on the market, you are likely to become very disheartened if you only diamonds that are way above what you can comfortably afford. Widen your scope by looking on the internet because if you only go to a retail outlet, you will only have the choices available there, whereas on the internet the choices are almost limitless.

Gain some knowledge about what you are looking for. Your choice will naturally depend on the intended purpose of your loose diamonds. Diamonds are cut and polished into a large variety of sizes and shapes.

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Your first lesson is the 4C’s of diamond classification. A well cut diamond reflects the most light. Therefore sparkles more. There is a mathematical formula used in the cutting of diamonds that ensures the maximum brilliance and fire in the stone is achieved. They are: cut, colour, clarity and carat (weight).

Diamonds come in all colours of the rainbow with the most valuable being colourless. A carat is 200 milligrams. Imperfections such as mineral deposits, lines or spots are known as inclusions. Therefore very expensive. Colour can be best determined by looking at the loose diamond on a pure white surface. One carat is made up of 100 points. The external irregularities that affect the passage of light through the diamond. Truly colourless diamonds are very rare. Clarity refers to the internal imperfections. Carat refers to the weight of the diamond (not the size). The fewer inclusions in the diamond, the more valuable it is. Because large diamonds are so rare, they generally have a greater value per carat.

The best guarantee you can get when you buy your loose diamonds is to receive a certificate from an independent diamond grading laboratory and not just the retailer. For identification if your loose diamonds are stolen or lost. This certificate is also useful for insurance purposes. Ensure that the diamond you purchase is graded. This should include an analysis of each of the 4C’s with a clarity diagram showing the position of any inclusions. Certified by a reputed diamond grading laboratory. The most respected diamond grading labs are GIA (Gemological Institute of America), HRD Antwerp, AGS (American Gem Society) My Diamonds Fine Jewellers (Australia) Wide range of diamonds at very competitive prices.